Every day, you try to look for smart ways to grow your money in an unpredictable economy, and the promise of high returns is everywhere, but with all the noise, how do you spot legit investment opportunities from the scams dressed in suits? If you are an investor or just trying to break into the…
Have you considered investing, but your wallet’s giving you side-eye? Penny stocks might seem like the budget-friendly gateway into the stock market, but hold up. Before you dive in, let’s unpack what these low-cost shares are all about, the risks they carry, and how to navigate this high-stakes terrain without losing your cool. What are…
In our previous blog post, “The Rise of Commercial Paper in Corporate Finance”, we explored how commercial paper (CP) is becoming a go-to solution for corporations seeking short-term financing and individuals looking for high returns on investment. This follow-up blog post dives deeper because being a smart investor means seeing the full picture. Let’s unpack…
When companies need cash fast and investors want short-term returns, where do they go? Apart from the bank, we have something in corporate finance called Commercial Paper (CP). CP is more like a tidy win for both investors and businesses. So, whether you’re a business keeping the lights on or an investor looking to grow…
Ever built up your portfolio to the extent that dividends start rolling in? If that’s you, congratulations. You have officially crossed over into the world of passive income. But now, what is your next step? Do you let the cash sit in your bank account, idle, or do you put it to work and make…
In a country where inflation runs high and change is constant, building anything that lasts feels radical. But when it comes to your financial future, durability isn’t a luxury — it’s a necessity. Financial success isn’t about getting rich quick. It’s about laying solid foundations that can weather market shifts, life transitions, and generational handovers.…
It is well known that inflation is an unavoidable economic reality affecting everyone from consumers to investors. As the cost of living rises, money’s purchasing power diminishes, making it more challenging to save, invest, and achieve financial freedom. Nevertheless, financial independence is attainable despite inflationary pressures with the right strategies. What is Inflation, and What…
Have you ever hesitated to invest because you were afraid of losing money? You are not alone. Every investment you hear carries some level of risk, but the key to successful investing isn’t avoiding risk—it’s managing it wisely. Risk management in finance helps investors protect their money, make informed decisions, and stay on track to…
Every investment journey begins with a choice. Should you opt for short-term gains or long-term stability? Treasury Bills (T-Bills) and FGN Savings Bonds are government-backed investment options offering safety and returns. Let’s explore which fits your financial goals best. Treasury Bills (T-Bills): A Short-Term Investment for Quick Returns If you need a short-term investment with…
Have you ever been on the lookout for a risk-free investment option? If so, you’re not alone. Many people like you and I want to grow their savings but worry about market risks and economic uncertainties. The FGN Savings Bond, backed by the Federal Government of Nigeria, offers a secure and rewarding way to invest…