Ever built up your portfolio to the extent that dividends start rolling in? If that’s you, congratulations. You have officially crossed over into the world of passive income. But now, what is your next step? Do you let the cash sit in your bank account, idle, or do you put it to work and make…
In a country where inflation runs high and change is constant, building anything that lasts feels radical. But when it comes to your financial future, durability isn’t a luxury — it’s a necessity. Financial success isn’t about getting rich quick. It’s about laying solid foundations that can weather market shifts, life transitions, and generational handovers.…
It is well known that inflation is an unavoidable economic reality affecting everyone from consumers to investors. As the cost of living rises, money’s purchasing power diminishes, making it more challenging to save, invest, and achieve financial freedom. Nevertheless, financial independence is attainable despite inflationary pressures with the right strategies. What is Inflation, and What…
Have you ever hesitated to invest because you were afraid of losing money? You are not alone. Every investment you hear carries some level of risk, but the key to successful investing isn’t avoiding risk—it’s managing it wisely. Risk management in finance helps investors protect their money, make informed decisions, and stay on track to…
Every investment journey begins with a choice. Should you opt for short-term gains or long-term stability? Treasury Bills (T-Bills) and FGN Savings Bonds are government-backed investment options offering safety and returns. Let’s explore which fits your financial goals best. Treasury Bills (T-Bills): A Short-Term Investment for Quick Returns If you need a short-term investment with…
Have you ever been on the lookout for a risk-free investment option? If so, you’re not alone. Many people like you and I want to grow their savings but worry about market risks and economic uncertainties. The FGN Savings Bond, backed by the Federal Government of Nigeria, offers a secure and rewarding way to invest…
Primary Markets play a crucial role in the lifecycle of Treasury Bills, serving as the first point where these securities are issued. If you have been following our timely blog posts, you might have seen our post on what Treasury Bills are and their importance. If you have not, kindly click here to check it…
Imagine this: You have some money sitting in your savings account, quietly gathering dust and earning next to nothing in interest. You wish it could do more, maybe even work as hard as you do. Well, here’s an idea—what if you could lend that money to the government and get paid for it? Welcome to…
Have you ever wondered what happened to the shares you invested in years ago? Losing track of your shares is more common than you think, especially in a rapidly changing financial landscape. Fortunately, there’s an effective solution to help you find and recover them seamlessly introducing the CSCS Global Search service. Why Do Shares Get…
ETFs have become an increasingly popular investment choice for anyone looking to strengthen their portfolio with diversified, cost-effective options. Designed to simplify the investment experience, ETFs combine a collection of assets—like stocks, bonds, or commodities—into one fund that can be traded on the stock market just like individual stocks. For both novice and seasoned investors,…